In this episode, we’re joined by Hannah Phillips, a 25 year old freelancer in television and media. Cathi and Jo talk to Hannah about the difficulties in budgeting when a freelancer – and how it can affect getting a mortgage. A discussion about the differences between working on Geordie Shore and a documentary about the Duchess of Northumberland leads to Jo wondering if the Duchess is single… There is also a very interesting story about [REDACTED] who ended up [REDACTED]!!

The news that babies born in 2022 will have an average life expectancy of around 90 odd years has Cathi and Jo thinking. What age do they think they will make it to? What will they be doing? How much will a Freddo cost by then?! Listen as they brainstorm some ideas for creating recurring income to top up their pensions – how hard is it to write a Christmas song anyway?